LedgerMCP is now in Claude’s connector directory.Connect →

The free QuickBooks alternative your AI can run.

QuickBooks Online’s paid plans charge per company, and its AI assists you while you do the work. Here the software is free, and Claude or ChatGPT does the bookkeeping on a ledger it cannot corrupt.

Works with Claude, ChatGPT, Grok, Cursor, and any MCP client.

Software, per month

LedgerMCP, unlimited books$0
QuickBooks Online, paid plans per company$38+/mo
LedgerMCPQuickBooks Online
  • Price per company
    Yes

    Free. Unlimited books, every report.

    QuickBooks Online
    No

    Free plan: 1 user, 1 bank connection, no accountant access. Paid plans $38 to $275/mo, per company. A second company is a second subscription.

    Coffee CompanyRentals LLCPersonal
  • Who does the bookkeeping
    Yes

    Your AI, Claude or ChatGPT, through 72 MCP tools.

    QuickBooks Online
    No

    You, with Intuit Assist suggestions inside the app.

    Categorize June.

    81 of 84 categorized. 3 need you.

  • Connecting your AI
    Yes

    A hosted MCP server: one URL, any MCP client.

    QuickBooks Online
    No

    A local developer-preview MCP server, one company at a time.

    https://ledgermcp.com/mcp
    ClaudeChatGPTGrokCursor
  • Real double-entry ledger
    Yes

    Yes. Nothing can be saved out of balance.

    QuickBooks Online
    Yes

    Yes.

  • Bank feeds
    No

    From $9/mo, pooled across all your books. CSV import free.

    QuickBooks Online
    Yes

    Included. The free plan connects 1 bank.

  • Your data after you leave
    Yes

    Books stay usable free forever. Full CSV export any time.

    QuickBooks Online
    No

    Read-only for 1 year after cancellation, then permanently deleted.

    coffee-company.zip
    10 CSVs, receipts, statements
    ZIP
  • Audit trail of AI actions
    Yes

    A log nothing can edit. Every action attributed and reversible in one click.

    QuickBooks Online
    No

    Standard activity log. AI suggestions applied as your edits.

    Your AI categorized Meta and Yelp
    Advertising · Jun 19 · $446.00
    Undo
  • Invoicing, payroll, inventory
    No

    Invoices and bills, with a free hosted link per invoice. No payroll or inventory.

    QuickBooks Online
    Yes

    Yes, the main reason to pay for QuickBooks.

List prices and policies as of August 2026. QuickBooks Online runs frequent intro promotions.

  • Stay on QuickBooks ifYou run payroll or inventory inside it, or your accountant works only in QuickBooks.
  • Switch ifYou want clean books, every report, and tax-ready records, with your AI doing the tedious part.

Switching takes an afternoon.

Export before you cancel.

  1. 01 Export
  2. 02 Import
  3. 03 Reconcile
QuickBooks Online export
Transactions, June 2026
CSV

Download your transactions as CSV, then create a free LedgerMCP book.

01 Export · create_business

Here’s my QuickBooks export. Set up matching books and import everything.

DateMerchantDescriptionCategoryAmountReviewed
06/25
Square
daily sales
Sales Revenue+$8,494.00
06/19
Meta and Yelp
local ads
Advertising−$446.00
06/18
Pacific Cup Co
needs review
−$2,984.00

Chart of accounts set up. 84 imported, no duplicates. 81 categorized, 3 flagged for review.

02 Import · import_transactions

Business Checking, June

Statement, Jun 30
$11,976.00
Your books
$11,976.00

June ties. Cancel the subscription.

03 Reconcile · reconcile_account

Questions

Before you switch.

Is LedgerMCP really a free QuickBooks alternative?

For bookkeeping, yes: as many books as you need, real double-entry, categorization, reconciliation, and every report, free with no trial clock. QuickBooks now offers a free plan too (one user, one bank connection, no accountant access, as of August 2026); its paid plans list from $38/mo per company.

What do the paid plans here add?

Live bank feeds, from $9/mo. The Growth plan ($39/mo) adds the built-in assistant if you would rather not bring your own AI.

Can I import my QuickBooks data?

Yes. Export your transactions from QuickBooks as CSV and hand the file to your AI. Do it before you cancel, while the data is still yours to export.

Doesn’t QuickBooks have AI now too?

Yes. Intuit Assist and other AI features live inside QuickBooks and suggest while you work in their app. Here, the AI you already use does the bookkeeping itself.

What about invoicing and payroll?

LedgerMCP does invoices and bills: a hosted page per invoice with your own payment link, named sales-tax rates, and a sales tax report. It does not do payroll or inventory. If those are why you pay, keep QuickBooks.

Will my accountant accept the books?

Yes. It is standard double-entry: a real journal, a trial balance that always ties, history nobody can edit (a correction is a new entry linked to the old one; nothing is overwritten), lock dates after close, and CSV exports of everything. Many accountants prefer reviewing a ledger that cannot go out of balance.

Keep the books. Drop the subscription.

Your AI can import a QuickBooks export this afternoon.

No card. Nothing to install.

Demo book: Coffee Company, June 2026, 84 transactions.