Pricing

The software is free. Bank feeds are the upgrade.

Unlimited books, unlimited transactions, all reports, and full agent access over MCP cost nothing. Pay for live bank feeds, and for the built-in assistant on Growth and Scale.

Free

$0

CSV & manual books

Unlimited books, all reports, full agent access. No card.

Start free

Starter

$9/mo

Up to 10 bank accounts

Live bank feeds. Transactions arrive on their own. Bring your own AI.

Start, upgrade inside

Growth

$39/mo

Up to 20 bank accounts · AI included

AI bookkeeping included. For a busier book or a few businesses.

Start, upgrade inside

Scale

$249/mo

Up to 100 bank accounts · AI included

For firms and multi-book practices. Higher fair use on the assistant.

Start, upgrade inside

Find your number

Four real setups and what they actually cost.

A freelancer with one checking account

One book, statements imported by your agent from CSV, or one connected account on Starter if you want the feed automatic.$0 – $9/mo

An owner with two businesses + personal books

Three books under one account. Say checking and a card for each business plus a personal card: five connected accounts sits comfortably inside Starter.$9/mo

An agency with several entities

Books per entity, feeds on every operating and card account. Up to 20 connected accounts on Growth, still one bill.$39/mo

A bookkeeping practice with 25 clients

Unlimited client books are free. If you connect feeds for every client (say 2–4 accounts each), up to 100 accounts rides on Scale: total, not per client.$0 – $249/mo

Practitioner running client books? The economics get their own page: bookkeeping for CPAs.

Every plan includes

  • ✓ Unlimited books, business and personal
  • ✓ Unlimited transactions (CSV, manual, agent)
  • ✓ Full double-entry journal & trial balance
  • ✓ P&L, balance sheet, 1099 report
  • ✓ Bank reconciliation & period locks
  • ✓ Receipts and vendor/project/client tags
  • ✓ All 66 MCP tools for Claude, ChatGPT, Grok & agents
  • ✓ Append-only audit log, one-click reverse
  • ✓ Full CSV export per book, anytime

Common questions

What exactly is free, and for how long?

The software (unlimited books, unlimited CSV and manual transactions, every report, receipts, reconciliation, and full AI/MCP access) is free forever, with no trial clock and no card on file. Paid plans cover two things: live bank feeds, and the built-in assistant on Growth and Scale.

What counts as a connected bank account?

A bank or card account with a live feed pulling transactions in automatically through Plaid. Offline accounts fed by CSV or manual entry never count and are always free.

How does pooling across books work?

The cap counts connected accounts across your whole account, not per book. Ten books with one connected account each is ten accounts (a Starter plan) no matter how the accounts are spread. This is why practitioners with many client books pay one subscription, not twenty-five.

Do plans limit transactions, books, or AI usage?

No. Books, transactions, reports, and your own AI over MCP are unlimited on every plan; the built-in assistant on Growth and Scale has a generous fair-use ceiling that typical use never approaches.

Is there an annual discount?

Annual billing (two months free) is rolling out. Monthly is available now.

What happens if I downgrade or my payment fails?

Feeds pause, and the built-in assistant pauses with them if you were on Growth or Scale. Your books, reports, history, and agent access all keep working on the free tier, and already-imported transactions stay put. Reconnect payment (or re-upgrade) and both resume.

Can I cancel anytime?

Yes, from the billing portal in Settings: no email, no retention flow. Feeds run through the period you paid for, then stop. Export everything to CSV whenever you like. Details in the refund policy.

Start on the free plan

Add bank feeds or the built-in assistant whenever you want them.

Start free, no cardRead the docs