Feature
Every subscription found, every price hike caught
LedgerMCP spots your recurring bills, subscriptions, and paychecks on its own, then warns you when a price creeps up, a charge doubles, or a bill fails to arrive. Ask your agent what you are paying for, and see it projected onto a cash-flow calendar.
Your agent, any chat
How recurring detection works
- 1
Connect or import your accounts
Live bank feeds or an imported statement, business or personal. LedgerMCP reads the history it has and looks for anything that repeats.
- 2
It finds what repeats
After a few steady occurrences, each subscription, bill, and paycheck is detected on its own, with its cadence, expected amount, and next due date. Card payments and transfers are kept out of the bill list.
- 3
You get warned before it stings
Price hikes, double charges, and bills that did not arrive when expected all surface as alerts. Confirm the real ones, dismiss the rest, and pin the exact due day for anything the projection needs.
The alerts you actually want
Price changes
Double charges
Missed bills
From a list to a forecast
Knowing what recurs is the input to knowing what is coming. The cash-flow calendar walks your bills and paychecks forward and projects your balance day by day through the end of next month, so will I make rent is a question you answer before the due date, not after.
You stay in control of the list: confirm a detection, dismiss a false one so it never nags again, mark a merchant recurring by hand, or pin the exact day of the month a bill lands so the projection is precise. Because each recurring charge is also a categorized transaction, the bills you track here roll straight into your spending reports.
The tools behind it
List what recurs, confirm or dismiss and pin a due day, mark a merchant recurring by hand, or project the balance forward. Your agent uses the same set.
list_recurringresolve_recurringmark_recurringcash_calendarCommon questions
Does LedgerMCP track my subscriptions?
Yes. It detects recurring charges automatically from your transaction history, weekly, biweekly, monthly, or yearly, and lists each one with its cadence, expected amount, next due date, and your total monthly recurring spend. No manual list to maintain.
Will it warn me when a subscription price goes up?
Yes, and it is the alert people love most. When a recurring charge posts at a different amount than last time, LedgerMCP flags the price change so a quiet increase does not slip by. It also catches double charges and bills that never showed up.
How does it know something is recurring?
Detection waits for a few steady occurrences from the same merchant at a regular cadence, so one-off purchases do not get mislabeled. If you already know something recurs, you can mark it by hand and it appears immediately, no waiting.
Does it tell me about missed bills?
Yes. Once a recurring bill is confirmed, LedgerMCP knows when it is due. If the due date passes with no matching charge, it flags the miss, useful for catching a failed autopay or a lapsed payment before it becomes a problem.
Can it project whether I will make rent?
Yes. The cash-flow calendar walks your detected bills and paychecks forward from today through the end of next month and projects your bank balance day by day. You see the low points before you hit them.
Is this only for personal books?
It shines on personal books, alongside net worth, budgets, and safe-to-spend, but recurring detection runs on business books too. Every subscription a business pays is a bill worth watching for a surprise price change.
See what you are really paying for
Free to start, no card. Connect an account and let LedgerMCP surface every subscription and the next price hike.