LedgerMCP is now in Claude’s connector directory.Connect →
LedgerMCP finds the bills, subscriptions, and paychecks that repeat in your bank history. When a price goes up, a charge posts twice, or a bill does not arrive, you hear about it. Ask your AI what recurs and it answers from the list.
Works with Claude, ChatGPT, Grok, Cursor, and any MCP client.
Coffee Company, June
3 alerts: one price change, one double charge, one missed bill.
Coffee Company, June
monthly, 28th · $6,797.00 → $6,797.00 · Jun 28
monthly, varies · $1,204.00 → $1,204.00 · Jun 27
monthly, 19th · $446.00 → $446.00 · Jun 19
monthly, 15th · $212.00 → nothing by Jun 30
monthly, 12th · $149.00 → $159.00 · Jun 12
monthly, 3rd · $28.80 → $28.80 twice · Jun 3
The three alerts stay open until you decide.
From then on every month is checked against it, and you decide what the list keeps.
01 Connect · import_transactions
Live bank feeds or an imported statement, business or personal. LedgerMCP reads up to 15 months of history and looks for anything that repeats.
Import the June statement and find what repeats.
84 transactions imported.
02 Detect · list_recurring
Once a charge repeats three times at one rhythm, weekly, biweekly, monthly, or yearly, it becomes a series with an expected amount and a next due date. Card payments and transfers stay out of the bill list.
Coffee Company, April to June
1 series detected after 3 occurrences.
03 Confirm · resolve_recurring
Price changes, double charges, and bills that did not arrive when expected surface as alerts. Confirm the real ones, dismiss the rest, and pin the exact due day for anything the cash calendar needs.
Pin Gusto to the 28th. The internet bill is real, confirm it at $159.00.
Gusto pinned to the 28th. AT&T Business confirmed, $159.00 expected from July.
2 alerts left to look at.
What was expected, what posted, and the day it happened.
List what recurs, resolve an alert, mark a merchant recurring by hand, or project the balance forward. Your AI uses the same set.
Every detected bill and paycheck lands on the calendar, and the balance is projected a day at a time. The low point is the number to check before rent is due.
Each series is also a categorized transaction, so what you track here lands in your spending reports.
Personal finance →Coffee Company, Jul 1 to Jul 30
6 bills due, $8,846.80.
Questions
Yes. It detects recurring charges automatically from your transaction history, weekly, biweekly, monthly, or yearly, and lists each one with its cadence, expected amount, next due date, and your total monthly recurring spend. No manual list to maintain.
Yes. When a recurring charge posts at a different amount than last time, LedgerMCP flags the price change so a quiet increase does not slip by. It also catches double charges and bills that never showed up.
Detection waits for three steady occurrences from the same merchant at a regular cadence, so one-off purchases do not get mislabeled. If you already know something recurs, you can mark it by hand and it appears immediately, no waiting.
Yes. Once a recurring bill is confirmed, LedgerMCP knows when it is due. If the due date passes with no matching charge, it flags the miss, useful for catching a failed autopay or a lapsed payment before it becomes a problem.
Yes. The cash-flow calendar walks your detected bills and paychecks forward 30 days from today and projects your bank balance day by day. You see the low points before you hit them.
Personal books get the most from it, alongside net worth, budgets, and safe-to-spend, but recurring detection runs on business books too. Every subscription a business pays is a bill worth watching for a price change.
Connect an account or import a statement. The list builds itself and the alerts follow.
No card. Most people are connected in under a minute.