LedgerMCP has three parts: your AI, an MCP server that gives it the bookkeeping tools, and a double-entry ledger that enforces the accounting rules.
Nothing to install. No card.
Your AI. You ask in plain language: “import this statement,” “what did I spend on software?” It plans the work and calls the tools.
The MCP server. One URL exposes the whole job as 72 tools: 27 that read, 45 that write. The docs are generated from the same tool list, so what your AI sees never drifts from what the server does.
The ledger. Real double-entry books in a database that won’t let them break: every entry has to balance, nothing can be quietly edited or deleted, and the same thing can’t post twice.
01 · A month
Statements arrive, your AI sorts them, you review and close.
01 Connect · create_business
Your AI has the full toolset the moment it connects, for every book in your account. Ask it to set up the books; it creates them and is ready for the first statement.
Set up books for my coffee shop.
Books created with a standard small-business chart.
02 Import · import_transactions
Bank feeds pull transactions in automatically (free for 14 days, then paid), or you hand your AI a CSV or PDF statement (free). Either way, rows land in a review queue. Nothing posts to the ledger by itself.
Here’s my June statement. Import it.
| Date | Merchant | Description | Category | Amount | Reviewed |
|---|---|---|---|---|---|
| 06/28 | Gusto payroll run | −$6,797.00 | |||
| 06/27 | Square processing fees | −$1,204.00 | |||
| 06/18 | Pacific Cup Co | −$2,984.00 |
84 rows waiting for review.
Nothing posted yet.
03 Categorize · bulk_categorize
Your AI does the work. It categorizes, splits mixed charges, matches transfers, flags duplicates, and tags vendors. Anything it is unsure about stays flagged for you.
| Date | Merchant | Description | Category | Amount | Reviewed |
|---|---|---|---|---|---|
| 06/28 | Gusto payroll run | Payroll | −$6,797.00 | ||
| 06/27 | Square processing fees | Bank Fees | −$1,204.00 | ||
| 06/18 | Pacific Cup Co needs review | −$2,984.00 |
81 categorized, 3 flagged for review
04 Close · reconcile_account
Skim the review queue in the web app or ask your AI what it was unsure about. Then close: reconcile against the statement balance, book depreciation, and lock the period so nothing can post into a closed month.
Business Checking, June
02 · Connect
Each takes three steps.
claude.ai, Desktop, mobile
Same address for every AI: https://ledgermcp.com/mcp
Read the docs →03 · Corrections
Questions
No. The web app is a complete bookkeeping tool on its own: transaction register with inline categorization, journal, reconciliation, receipts, tags, and every report. Your AI just automates the same books.
Only what the tools allow. It cannot edit or delete anything already in the books, and anything irreversible stays with you in the web app.
Yes, catch-up is one of the best uses. Hand your AI the statements month by month. Bulk import and bulk categorize were made for it, and one bad row never blocks the rest. Most backlogs clear in an afternoon.
Nothing. Paid plans cover bank feeds and the built-in assistant, so if a plan lapses those pause. Your books, reports and your AI’s access keep working, and you can export everything to CSV at any time.
Hand your AI one month of transactions and read the audit log after.
Most people are connected in under a minute.