You do not need a QuickBooks subscription to let AI keep your books. LedgerMCP is a real double-entry ledger with an MCP server built in, so Claude or ChatGPT does the work directly. Free to start, and your data exports anytime.
Works with Claude, ChatGPT, Grok, Cursor, and any MCP client.
Coffee Company, June
Transactions imported84
Categorized81, 3 flagged
Reconciled to the statement$0.00 difference
No QuickBooks account connected
01 · The month
A month of books, no QuickBooks.
Four steps, one tool each, and the month is closed.
01 Statement in · import_transactions
Export your transactions from QuickBooks as CSV, or grab your bank statements. Add LedgerMCP as a connector in Claude or ChatGPT, sign in with a 6-digit email code, and hand it the files. New books are created free on the spot. Nothing to migrate through a vendor tool and no data held hostage.
I do not use QuickBooks. Can you still keep my books?
Yes. I will set up a fresh double-entry book here, then you can hand me a CSV or a statement and I will import, categorize, and reconcile it. Nothing else to subscribe to.
Chase Business Checking
June 2026 statement
PDF
84 transactions imported
02 Categorize · bulk_categorize
It imports, categorizes against your chart of accounts, matches transfers, and flags what it is unsure about. It posts the entries itself, through the tools.
Date
Merchant
Description
Category
Amount
Reviewed
06/28
Gusto
payroll runPayroll
Payroll
−$6,797.00
06/27
Square
processing feesBank Fees
Bank Fees
−$1,204.00
06/18
P
Pacific Cup Co
needs review
−$2,984.00
81 categorized, 3 flagged for review
03 Reconcile · reconcile_account
It reconciles to each statement balance. When the two figures meet, the tie-out is saved with the statement attached, so your accountant sees ordinary books.
Business Checking, June
Statement, Jun 30
$11,976.00
Your booksL
$11,976.00
$0.00 difference
04 Lock · set_lock_date
Lock the period so nothing posts into a closed month. Postings are immutable and reversible, so you can correct anything without losing the trail, and everything exports as CSV.
A closed connector, a per‑company fee, an AI that suggests.
The AI connector is US‑onlyAs of October 2026, the QuickBooks connector that lets Claude work with your books expects an active QuickBooks subscription and is limited to the US.
You pay per companyQuickBooks Online's paid plans are billed per company file, from $38 a month list each as of October 2026. The free plan covers one company for one user.
The AI still just assistsInside QuickBooks the AI suggests and you click. It is a sidebar on software you rent, not an assistant that operates the books.
A full accounting system, run directly by your AI.
Instead of Claude reaching out to a QuickBooks account, LedgerMCP hands your AI a complete double-entry accounting system as 74 MCP tools. Your AI creates books, imports statements, posts balanced entries, reconciles, and reports. The full walkthrough is on the Claude bookkeeping page, and the tool surface is on the accounting MCP server page.
Free software
Unlimited books, CSV import and export, every report.
Free plan
BooksUnlimited
CSV import and exportIncluded
Every reportIncluded
Bank feedsfrom $9/mo
Works worldwide
A hosted MCP server you reach by URL.
https://ledgermcp.com/mcp
ClaudeChatGPTGrokCursor
Your AI operates it
It posts real entries, not suggestions you click.
Activity
Your AI categorized Meta and Yelp
Advertising · Jun 19 · $446.00
Undo
You own the data
Standard double-entry with full CSV export.
Coffee Company, export
transactions.csv
general_ledger.csv
accounts.csv
journal_entries.csv
reconciliations.csv
audit_log.csv
Always balanced. Debits equal credits on every entry. The database rejects anything else.
Nothing edits history. Entries are never edited, by anyone, including us. A correction is a new entry linked to the original.
Retries are harmless. If your AI sends the same request twice, the ledger returns the original entry, never a duplicate.
Everything reversible. Each change your AI makes is logged with the key and the tool that made it. Undo any of it in one click.
Claude & ChatGPT usersYou already pay for a capable AI. Give it a ledger it can run instead of a second subscription it can only nudge from the sidebar.Set up your AI →
Owners outside the USThe US-only connector rules you out of AI books inside QuickBooks. A hosted MCP server does not, so your AI can keep your books wherever you are.How AI books work →
CPAs & bookkeepersUnlimited client books on one account, one key for your AI across all of them, and no per-company fee eating the engagement.For practitioners →
Questions
Common questions.
Can I do bookkeeping without QuickBooks?
Yes. QuickBooks is one option, not a requirement. LedgerMCP is standalone double-entry accounting software with an MCP server built in, so Claude or ChatGPT keeps your books directly. There is no QuickBooks subscription underneath it and nothing to connect out to.
Does Claude need QuickBooks to do bookkeeping?
No. Claude can connect to QuickBooks through Intuit’s connector, but as of October 2026 it is US-only and expects an active QuickBooks subscription. Connected to LedgerMCP instead, Claude keeps the books itself on a free, hosted ledger, with no QuickBooks account involved.
Is LedgerMCP really free?
The software is free: unlimited books, CSV import and export, all reports, and full AI access. Live bank feeds via Plaid start at $9 per month pooled across every book, and Growth ($39) adds a built-in AI assistant. You can run entirely on free CSV or OFX import and pay nothing.
Will my accountant accept books kept this way?
Yes. LedgerMCP keeps standard double-entry books: a real chart of accounts, journal, trial balance, P&L, balance sheet, and 1099 report, with CSV export of everything. Your accountant sees ordinary books, not a proprietary format they have to learn.
How do I move my history off QuickBooks?
Export your transactions from QuickBooks as CSV, or use your bank statements, then hand the files to your AI. It imports and categorizes them into fresh books. Because postings are immutable and reversible, you can correct anything without losing the trail.
What do I give up by leaving QuickBooks?
You give up the monthly per-company fee and the AI connector being US-only. You keep real double-entry books, reports your CPA recognizes, and full data ownership. Some deep payroll and industry add-ons only exist for QuickBooks; LedgerMCP focuses on the books themselves.
Keep books without the QuickBooks bill.
Free for CSV and manual books, no card. Connect Claude or ChatGPT and your AI does the work.